CarePay Leadership

A Great Place
To Change

Our Board Members

Jagi Gakunju

Mr. Gakunju has experience in the healthcare sector, having worked at AAR for 22 years (11 of them as CEO of the group). He studied for a Masters Degree in Healthcare Administration from Minnesota University from 2000 to 2003. He is a keen Environmentalist, he serves as the Chairman and Founder Member of Uvumbuzi Club. He was honored with a UN Recognition Award on Solid Waste Management through his association with the club.

John Ngumi

Mr. Ngumi, is one of Kenya's most accomplished investment bankers and has helped many multinational and local firms to raise equity and debt. Mr. Ngumi handled some of the largest financing deals in the region and was among the team that helped arrange Kenya's maiden sovereign bond in 2014. He holds Bachelor of Arts (1st Class Honours in Philosophy, Politics and Economics) from St. Peter's College, University of Oxford, UK.

Les Baillie

Les Baillie is Executive Director of the M-PESA Foundation. He was previously an external trustee of the Safaricom Foundation, having retired from the position of Chairman of the Safaricom Foundation, a position he took up in August 2003 when the Foundation was formed.

He came to Kenya in 2000 when he was appointed by Vodafone as CFO for Safaricom Limited.

Rens Alban

Rens Alban joined the CarePay Board as a Non-Executive Director in 2016. An avid investor in the ICT sector, he brings a wealth of experience in running start-ups and mature companies in this sector. Rens founded Virtual Affairs in 1997. Virtual Affairs has extensive experience in the Insurance and Banking Sector and employs over 150 specialists and currently has offices in Amsterdam, Rotterdam and Sofia, Bulgaria.

Sanda Ojiambo

Sanda Ojiambo is the Head of Corporate Responsibility at Safaricom, where she manages the Social Innovation, Sustainability, Environmental Management, Social Policy and the Corporate Social Investment portfolios. Sanda has also worked at CARE International, UNDP Somalia and Planned Parenthood Federation of America - International. Sanda has a Master's degree in Public Policy and Development Economics.

Our Management Team

Kees Van Lede


Kees has over 13 years’ experience in general management, marketing and business development, having worked in Africa and Europe in the FMCG and Technology sectors. Before becoming CEO, Kees was the Chief Executive Officer at Carepay Kenya. Prior to joining CarePay in March 2016, Kees was the mHealth (mobile health) Director of PharmAcess Foundation.

Maarten Ras


Maarten has over 12 Years' experience in business development and various commercial roles having worked in the Financial sector in Africa, Caribbean and Europe. Maarten is a former Director at Rabobank Kenya and was from the start involved in setting up the Kenyan office of the bank and developing its strategy and business development in East and Southern Africa. Maarten previously worked as the Commercial Director at CarePay Kenya.

Moses Kuria

Managing Director

Moses has over 10 years' financial experience gained while providing accounting and auditing services to financial service institutions. Moses previously worked as the Finance Director at CarePay. Prior to joining CarePay, Moses worked with Deloitte & Touche East Africa where he left as a manager in the Audit department having held various positions with Deloitte over the last 8 years. Moses has also worked for General Motors East Africa.

Dr. Priya Shah

Product Director

Priya has over 15 years' experience in Healthcare Management and Health insurance having been involved in Operations restructuring projects. Priya set up of the Pharmacy Procurement system as well as designed and implemented the Drug Formulary for AAR Healthcare within East Africa. Priya has vast experience in the design and implementation of Electronic Medical records management systems and Electronic billing systems.

Steve Maina

Product Director - International

Steve has over 15 years' global experience in leading technical projects focused on increasing profitability. Steve, a Project Management Professional (PMP), holds an MBA from University of Dallas, a Business Intelligence Certificate from Cox School of Business, Southern Methodist University and a Foundation certificate in IT Service Management, IT Infrastructure Library (ITIL). His professional career spans from smaller start-ups to large, Fortune 500 multinational organizations.

Dr. Torooti Mwirigi

Commercial Director

Dr. Mwirigi has over 10 years’ experience gained from previous roles in health insurance, health technology and health not-for-profit organizations. The immense experience he has attained has broadened his understanding on the importance of improving quality of healthcare and the need to work with strategic partners to achieve this. Dr. Mwirigi is passionate about innovation and how it is driving the quality of healthcare in Africa and across the world. Prior to being appointed to the Commercial Director role, Dr Mwirigi was Project Director & Agile Coach at CarePay.

Emily Kinuthia

Human Resource Manager

Emily has over 10 plus years' experience and wide background of HR functions with core competency in HR policies development, implementation and legal compliance, recruitment and selection, retention, employee relation, performance management, staff development, reward & benefits, contract, HR systems and management.

Mercy Njoroge

Customer Service Manager

Mercy has over 10 years experience in office management, office set up, business processes, customer service, procurement and client management. Prior to joining CarePay, Mercy worked for Tearfund, People in Aid, RedR UK; Kenya and Scrubs TwoFiveFour. She holds an MBA in Strategic Management and a Bachelor of Science in Information Systems and Technology Networking from United States International University.

Lina Dyhr

Marketing Manager

Lina Dyhr is a Media, Marketing Communications and Business Strategy professional with about 15 years experience. She has worked for the biggest ethical brand in the world, Fairtrade, in charge of communications for 33 countries in Africa and 3 in the Middle East. Recently Lina has been in charge of Consumer Marketing and Branding, running large Above the Line and Below the Line Campaigns instrumental in raising MTIBA clients from 100,000 into the 1 million mark in less than 2 years.

Kenneth Mwangi Kimani

Lead Architect

A software engineer who brings 10+ years of both “street” and professional software engineering practices. Street version allows him to listen to the client and to find solutions for the most pressing needs. In a professional sense he applies best known practices to deliver software that works every single time in a secure scalable manner.

Steven Gillis

Product Owner

Prior to Carepay Steven has worked at the Boston Consulting Group on a wide variety of strategic and (IT) implementation projects in Europe and the Middle East. During his 2+ years at Carepay Steven has been in various roles across Product and Business Development in Kenya and Nigeria. Steven holds a MSc Financial Engineering and Management (cum laude) from Twente University.

Titus Mulumba

Product Owner

Certified Scrum Product Owner with a passion for entrepreneurship and technology. Titus has more than 5 years demonstrated history in delivering multiple technology projects. He started his career at AAR and later on was among those piloting MTIBA at Carepay. Titus is skilled in Business Strategy, Product Development and Technical Support with a with a Bachelor's Degree in IT from Jomo Kenyatta University of Agriculture and Technology.

Jacinta Michuki

Product Owner

Jacinta is the product owner in charge of the Public Insurance team at CarePay Ltd. Her focus is developing and implementing digital solutions that are aimed at mass NHIF and UHC enrolments via mobile phone. She have over 7 years’ experience working in the field of Healthcare IT in various roles including Project management, Relationship management, IT support, product design and research.

Irene Nafula

Product Owner

An Experienced Certified Scrum Product Owner®(CSPO®) with a demonstrated history of working in the hospital & health care industry. Irene started her career in AAR and has over 8 years’ experience gained from previous roles in health insurance. Currently she is in charge of Donor programs in Kenya and Tanzania. She is skilled in Business Planning, Product design & development, Leadership and Strategic Planning. Irene is a strong product management professional with MSc in Organizational Development from United States International University.

Olga Nerima

Product Owner

Olga Nerima has over 7years experience in the health sector spanning across health insurance, project management and healthcare provider management. She is currently focused on ensuring the successful and scalable implementation of the M-TIBA platform at all partner healthcare providers cutting across both the public and private sectors. She is keen on ensuring value addition and efficiency is delivered through the M-TIBA platform to healthcare providers.

Nicholas Kamweru

Product Owner

Nicholas Kamweru has two degrees, International Business Administration, finance option and Bachelor of Science in Chemistry. He also has pursued Masters in Tax. He has also certification in public accounts to part 2. Moreover, he has 4 years of experience in the financial-technological (FIN-TECH) industry having worked mostly on the system accounting area and currently as a product owner with a focus on financial based products.

Our Country Support Team

Olumide Kolade Ajayi

Nigeria Country Support

Olumide is Product Owner at CarePay Nigeria, he has over 10 years experience in the financial sector working in various positions in Banking industry. Olumide also had a stint in Food processing industry (FCMG) and was involved in a start-up company with business interests across the West African Coast

Neema Massawe

Tanzania Country Support

Neema Boniface Massawe a business development and project manager at CarePay Tanzania, with an MBA Corporate Management and background of insurance and banking. She is skilled in insurance, program management, customer service and marketing.

We are an award winning team